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Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:

Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:

1. Which of the following is a core benefit of Medicare supplemental insurance?

A) First 3 pints of blood each year.
B) Preventive care.
C) At-home recovery.
D) Basic drugs limit of $1,250.

2. The elimination period in an individual disability insurance policy refers to the

A) amount of time a disabled person must wait before benefits are paid.
B) point in time when benefits are exhausted.
C) length of time a policy will continue to pay for specific disabilities.
D) period of time that benefits are still payable after an insurance company discontinues a policy.

3. Every licensee must keep records pertaining to insurance transactions for how many years?

A) 5
B) 3
C) 7
D) 10

4. Premiums paid by the insured for personally owned disability income insurance are

A) not tax deductible.
B) partially tax deductible.
C) tax deductible.
D) tax deferred.

5. What is the main reason a Medicare supplement policy is purchased?

A) to cover dental services
B) to cover prescription drugs filled at the pharmacy
C) to cover long-term care services
D) to fill the gaps not covered by Medicare Parts A and B

Solutions: